Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language.
Fortunately, a good insurance professional can help you make sense of it all. So can the definitions below. We explained them in recognition of ...
Americans can no longer make excuses for why they haven’t purchased life insurance. According to the 2021 Insurance Barometer Study, those who are uninsured appear to want more convenience in the life insurance process, citing that they haven’t been approached about it (46%), it isn’t offered through their employer (42%), and they haven’t gotten around to it (62%) as reasons they don’t have coverage.
Women’s History Month is a time to reflect on women’s many contributions to American life. It’s also a time to gauge how far women have come in achieving true equality.
Many people are aware of the gender pay gap of women earning on average only 82 cents to every ...
Financial planner Delvin Joyce has worked hard to dispel myths that the Black community holds about life insurance.
The founder and president of Prosperity Wealth Group in Charlotte, N.C., regularly helps members of his local community get coverage. Here are the ...
Join Life Happens for a Twitter Chat during Insure Your Love month this February. We’ll discuss new data that shows Americans are shifting their priorities and focusing on financial security in response to COVID-19.
The pandemic has helped many of us appreciate ...
Many people wonder if single people need life insurance.
It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So it seems logical to think you don’t need life insurance ...
About half of all Americans make New Year’s resolutions. Along with exercising more and eating better, many people aim to get a better handle on their finances.
If you’re in that camp, we’re here to help. Here are some surefire steps to create a more financially ...
Many people falsely believe that life insurance for diabetics doesn’t exist. In reality, there are quite a few life insurance options for the 34.2 million Americans who have diabetes.
While diabetes remains a health challenge for many, it is still very possible to ...
You probably know about hybrid cars. But do you know about about hybrid life insurance?
This coverage combines long-term care and life insurance into one policy. Like hybrid cars, these hybrid policies are increasingly popular. That's because they have some ...
Life insurance from your employer is a valued benefit for millions of American workers.
Employer life insurance is a form of group life insurance that’s offered to you and your coworkers. It’s typically a set dollar amount at smaller companies and a multiple of ...
Hispanics are the largest minority group in the United States. And their many contributions to American history and culture are being celebrated between September 15 and October 15 as part of National Hispanic Heritage Month.
All of us at Life Happens salute the ...
The COVID-19 pandemic has changed so much of our world, from day-to-day activities to long-range plans. But one thing hasn’t changed: the need for life insurance. If you have put off getting it—or more of it—here are three reasons to take a closer look now.
1. ...
